Safely navigating parking lots in your vehicle is easier said than done. Even if you’re taking extra caution to prevent an accident, not all drivers will do the same.
- Stay where you are: Unless absolutely necessary, leave your vehicle where it is. This makes it easier for the responding officer to get a clear idea of what happened.
- Check for injuries: Thoroughly check yourself and passengers for injuries, and administer first aid if necessary.
- Call for help: It’s imperative to call 911, as the dispatcher can send police and an ambulance to the scene. Let them know if you or anyone else has been seriously injured.
- Exchange information: If possible, exchange insurance information with the other driver (or drivers).
- Take photos: In addition to the scene itself, take photos of damage to your vehicle and your injuries.
- Obtain witness contact information: If someone saw the accident, ask for their contact information. You can also check with the owner of the parking lot to see if they have surveillance footage they can share.
Once you receive medical treatment, you can contact your insurance agent to file a claim. Before doing so, review your policy to ensure that you understand the type of coverage you have and what you’re entitled to.
Your insurance company may require a variety of information to process your claim, but be careful about the steps you take. You don’t want to do anything that could harm your ability to receive the compensation you deserve.