If you’re faced with the process of filing and managing a car insurance claim, you’re sure to have questions and concerns. If you don’t address these in a timely manner, it could result in a mistake that sets you back and even costs you a lot of money.
Here are some of the most common car insurance claim mistakes:
- Saying too much: You get on the phone with your agent or adjuster and begin to talk. It feels good to get the details of your accident off your chest, but it could also hinder your ability to obtain all the compensation that’s due to you. Don’t say too much too soon. Stick with the basics until you better understand your legal rights.
- Accepting the first settlement offer: You don’t want your car insurance claim to drag on, and your insurance company knows that. They offer you a quick settlement in the hope that you will take less money than what you should receive under your policy.
- Providing a recorded statement: Don’t be surprised if your agent or an adjuster tells you that they need a statement to proceed with your claim. You’re not required by law to provide a statement, so don’t hesitate to turn them down.
It’s often a challenge to file a car insurance claim and stick with the process until you receive all the compensation owed to you. However, you don’t want to slip up along the way, as it could cost you.
As you recover from your injuries, take the steps necessary to file a car insurance claim, protect your legal rights and fight for the compensation you deserve.