In the aftermath of a motor vehicle accident, it’s common to put your trust in your insurance company. This is particularly easy to do if you have had a good relationship with your agent for an extended period of time.
Even if you think you can trust your company and agent, saying too much can hinder your ability to receive all the compensation that’s owed to you.
Here are some of the many things you don’t want to say to an insurance company after an accident:
- It was my fault: Don’t talk about fault, as you never want to give off the impression that you were the cause of the accident. This isn’t for you to figure out.
- I feel fine: Even if you don’t think you have any injuries, don’t say that to your insurance company. You’re not a doctor, so let your medical team make this determination.
- I am open to accepting a settlement: This gives your insurance company the opportunity to throw a low-ball number at you, which could tempt you to accept on the spot.
- I don’t have an attorney: This is what your insurance company wants to hear, as it means they get to deal with someone who has little-to-no experience and knowledge of the industry and related laws.
When filing an insurance claim, it’s okay to follow the process as outlined by your company. Just make sure you know what to say and what not to say. Taking the right approach increases the likelihood of receiving the compensation you deserve as outlined by your insurance policy.