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Common car insurance claim mistakes

On Behalf of | Nov 14, 2019 | Personal Injury |

You were injured in a motor vehicle accident, have received treatment for your injuries and now realize the importance of filing a claim with your insurance company.

While this sounds simple enough, once you are in the middle of the process, you’ll realize that there’s a lot working against you. For example, the agent you once trusted may now be looking for ways to payout the least amount of money possible.

It’s important to avoid these common mistakes associated with the claims process:

  • Making a written or recorded statement: It’s okay to contact your insurer to file a claim and provide basic information. However, you don’t want to agree to a recorded statement or put anything in writing until you first review your policy and understand your legal rights.
  • Signing a release: For example, if you sign a release or waiver, it could make it more difficult to obtain compensation for all your injuries and damages in the future. On the same note, never cash a check marked as “final payment.”
  • Waiting too long: There are time limits that govern how long you have to file a claim, as well as other aspects of the claims process. If you have questions about these timelines, ask for clarification.

While these car insurance claim mistakes are common, they’re easy to avoid if you take your time and understand your legal rights.

Depending on the type of accident and the impact on your life, you may be in a position to receive compensation for injuries, damage to your vehicle and personal property and lost wages among other things.